AHM-250 Free Practice Test

- (Topic 3)
Salient features of a Health Savings Account include all of the following except

1. A. Funding by both employer & the employee
2. B. Employer account ownership
3. C. Account portability & roll over of funds from year to year
4. D. Investment opportunities

Correct Answer: B

- (Topic 3)
Which of the following is(are) CORRECT?
(A) Staff model HMOs can achieve maximum economies of scale but are heavily capital intensive.
(B) Staff model HMOs are closed panel.
(C) Staff model HMOs operate out of ambulatory care facilities.

1. A. A & B
2. B. None of the listed options
3. C. B & C
4. D. All of the listed options

Correct Answer: D

- (Topic 2)
The following sentence contains an incomplete statement with two missing words. Select the answer choice that contains the words that correctly fill the two blanks, respectively. The philosophy of consumer choice involves having consumers play a(n)

1. A. Decreased … Increased
2. B. Increased … Decreased
3. C. Increased … Increased
4. D. Decreased … Decreased

Correct Answer: C

- (Topic 2)
Katrina Lopez is a claims analyst for a health plan that provides a higher level of benefits for services received in-network than for services received out-of-network. Ms. Lopez reviewed a health claim for answers to the following questions:
Question A —

1. A. A, B, C, and D
2. B. A, B, and D only
3. C. B, C, and D only
4. D. A and C only

Correct Answer: A

- (Topic 1)
Col. Martin Avery, on active duty in the U.S. Army, iseligibleto receive healthcare benefits under one of the three TRICARE health plan options. If Col Avery elects to participate in TRICARE Prime, he will be

1. A. able to obtain full benefits for services obtained from network and non-network providers
2. B. subject to copayment, deductible, and coinsurance requirements for any medical care he receives
3. C. required to formally enroll for coverage and pay an enrollment fee
4. D. assigned to a primary care manager who is responsible for coordinating all his care

Correct Answer: D